"Navigating the Healthcare Maze"
It can get complicated when someone tragically passes away and leaves behind medical debt after death. In most cases, the deceased person’s estate will pay off the unpaid debts, resulting in a solvent estate. However, if the deceased person’s estate cannot cover all of the debts or they don’t have an estate, this results in … Read more
Whether you were involved in an accident resulting in unexpected medical bills or have a chronic condition with ongoing treatments, you have options when negotiating medical bills. Many people make the mistake of thinking that the bill they receive is final and their only option is to repay it. However, no matter what type of … Read more
Whether expected or unexpected, medical bills can easily impact financial plans. Medical bills are often confusing, complicated, and often higher than expected. You may not be aware that medical bills aren’t final and may be disputed. If you think the bill is too high, has erroneous or hidden charges, you can file a dispute with … Read more
Few things are more frustrating or confusing than getting hit with astronomical medical bills. Medical care costs have never been higher, and it’s one of the leading causes of stress and debt. In addition to being expensive, medical bills are also confusing and difficult to understand if you’re not familiar with the process. If you … Read more
Few things are more frustrating or overwhelming than large sum medical bills. They’re like an anchor weighing you down and keeping you from living your best life. To combat high medical bills, states’ federal government offers financial assistance programs, mostly through government health insurance programs such as Medicare and Medicaid. However, not everyone qualifies for … Read more
Navigating medical bills can be a complex process. However, it can be even more complicated following the death of a loved one. You may question who pays hospital bills after death. The reality is that hospital bills after death pass to the deceased person’s estate and, in many cases, to their family. Coping with the … Read more
Utilization management is not an area of healthcare that most clinical nurses are particularly familiar with. Utilization management nurses do, however, play an important role in the behind-the-scenes clinical care of patients. Utilization management nurses ensure that the care that has been provided or is going to be provided is necessary and the best use of … Read more
One of the many difficult decisions you make as an adult is determining which health insurance plan is best for you and your family. Purchasing health insurance can be an intimidating and often daunting process. Over the past 20 years, managed healthcare plans called HMOs, have become commonplace. In fact, some 70 million Americans currently … Read more
Patients admitted to hospitals today often require multiple medical experts to meet their needs. Having a roster of medical experts vastly improves the care the patient receives. But the division of labor presents a number of problems. A concurrent review evaluates the current level of care that a patient is receiving and determines if any … Read more
In 2016, Medicare recipients spent over $5,000 in out-of-pocket expenses. If you did not have any supplemental coverage during this time, you could have paid up to $7,400 out of pocket. The insurance and healthcare industry is a tricky field to navigate. A retrospective review validates claims, payment, and coverage from services already received. Keep … Read more